Best Features Of The Top 5 Manufactured, Mobile Home Insurance Companies

When approaching the decision to purchase a mobile home, finding the right insurance company for your coverage is the second most important choice to be made. This article will seek to pick through the important features of the 5 most popular mobile home insurance choices for covering your manufactured home, valuables and essentially, your family. Before reading further, if you are looking to insure a modular home, delivered in multiple sections & assembled on lot, standard homeowners policies would apply.

USAA - Foremost Insurance Company

Touting itself at the foremost leading insurance company of mobile, manufactured homes in the U.S and has been providing coverage options since 1952.

USAA/Foremost's program covers an array of mobile homes including: single, double and multiple widths as well as older to new models of homes. Whether rental, tenant they insure year round or seasonal tenant homes. This extends to stationery, permanent homes and park models located on both communities and private property.

Progressive

Progressive mobile home insurance policies operate very much like their homeowner's insurance. Whereas most typical homeowner's policies do not protect against earthquake or flooding, Progressive's manufactured home policy protects against flood, hurricane, tornado and earthquake fallout.

Allstate

Allstate's mobile home insurance includes standard coverages, which pertain to the home's structure, surrounding structures attached and/or near insured structure, personal property, liability/injury protection, guest medical insurance for someone injured on the property. Optional insurance coverages include:

Fire department coverage,
Business pursuits (e.g. teachers),
Personal property,
Extended property insurance for items such as jewelry,
External mounted items such as satellite dishes,
Identity theft recovery,
Trip collision protection.
Farmers

Farmers Mobile and Manufactured Home insurance covers a wide array of sudden, direct and accidental that might not be covered in standard homeowner's insurance plans. These include:

Fire/fire department coverage
Lightning
Falling objects/debris
Actual burglary, robbery and attempted of both counts
Vandalism
Landslide
Water damage, e.g. freezing temperatures bursting pipes
Structural damage wild or stray animals
Explosion
Collapse from hail, ice and/or snow weight
Wind damage.
Geico

Like its competitors, Geico's mobile home coverage extends to fire, wind and storm damage, falling objects, lightning, explosion, and host of other conditions. However, it must be noted that Geico, and many of the above policies, will not cover many for the environmental conditions listed above if the mobile unit is n transit.

Additional coverage for these popular mobile home insurance plans applies to most of the above situations, leaving those consumers searching for and needing protection for their mobile home well in hand.

At EliteMHS, Elite Mobile Home Sales, browse our simple showcase of rent to own manufactured homes, manufactured homes for rent, sale, and seasonal rentals. For professionals, easily correspond with potential buyers, negotiate offers, showcase your community, schedule an open house, set your terms, and sell your home.